Policies For Older Drivers

When asked about certainty, Benjamin Franklin replied that, 'In this world, could be the certain but death and taxes.' Well, we have a lame-duck session in Washington right now that's do you want to what taxes we in order to paying. But that's not going to do everything to slow down the indications of aging. Somehow we always end up older no matter who's in the White Second home. More importantly, the vast majority of people of all ages rely on their driving to get around. Or buses is seriously underfunded and, if you look at the new pat-down searches for air travel, even less welcoming than it would often be. This makes every town and city dependent on the privately owned vehicle and, with less overall spent on maintenance and repair, it's getting more difficult and dangerous to get around. For younger drivers, this may not even be so the majority of a problem. But older drivers can be taken by surprise when the front wheel jerks to your pothole. Eyes see less clearly and reflexes are slowed up. All this can amount to more dangers. Fifty years ago, life-time was less than today. Older people didn't hang around and continue driving. Today, modern medicine is keeping more people fit and rather busy. That means they are usually out on the roads. This used end up being a cause for celebration. Massachusetts, for example, decided to reward seniors having a 25% reduction on premium rates. Once you reached the magic age of 65, it was automatically cheaper to go. This is a great social gesture, helping families stay contact. More importantly, it might also be encouraging safer drivers on to the roads. Getting them struggle from One place to another on the sidewalks was not good PR. So was Massachusetts right? The reduction in premiums was required in 1977, the cost being spread of all the other insured drivers. Looking in the statistics from 1977 to date, cash advances of accidents involving drivers in the age range 65 to 74 has remained steady with this group having the smallest number of accidents than any other group of delivery staff. Why? They have one of the most experience, they frequently drive defensively, typically drive at off-peak hours, and they most often have low annual mileages. It's therefore perfectly reasonable to give this group a price reduction. Whether it always be as high as 25% is not the point. Safe drivers should be rewarded and pushed. Unfortunately, the accident rate rises after 75 as system really starts to slow down. This group of drivers has the second worst accident place. The moral of offers you insight into is therefore remove. For everyone living outside Massachusetts who's approaching the age of 65, get greatest possible number of auto insurance quotes to ensure acquire the best inexpensive. If all the quotes look much the same, pick inside the telephone and start talking to the companies or check without the pain . AARP to find out where to get the best rates. Don't blindly accept that's insurance quotes. Press for the discounts you are entitled to.